FINANCIAL COACH FOR COUPLES
THE 3F PROGRAM · 90-DAY COACHING
The Family Financial Fortification (3F) Program
A PRIVATE 90-Day COACHING EXPERIENCE
Stop surviving paycheck to paycheck and start building a financial future you and your spouse are actually proud of — with a coach in your corner every single step of the way.
No payment to apply · Applications reviewed within 48 business hours · Only 6 active clients at a time
Limited Enrollment: Coach Ryan works with a maximum of 6 active clients to ensure every household gets the full attention it deserves.
THE REAL PROBLEM
You don't need more information. You need someone in your corner.
You've tried the apps. You've had the money conversations that went nowhere. You've started budgets that lasted two weeks. The problem isn't that you don't know what to do — it's that you're trying to fix it alone, without a system built specifically for your household.
Every month feels like you're starting over — same problems, same frustrations, no real momentum.
You and your spouse want the same things but can't stay aligned long enough to make them happen.
You've been earning good money for years and still don't feel financially secure — and that's exhausting.
You know something needs to change but every attempt fades out within a month.
THE TRANSFORMATION
What changes in 90 days.
The 3F Program isn't a course. It's a private coaching experience built around your household, your income, your goals, and your obstacles.
DAY 1
Reacting to money every month
Avoiding financial conversations
No clear plan or shared direction
Stressed, stuck, and surviving
Figuring it out alone
DAY 90
A financial system tailored to your needs
Aligned and communicating clearly
A personalized roadmap you own
Confident, clear, and building wealth
A coach who knows your full picture
WHAT YOU'LL WALK AWAY WITH
Real outcomes. Not just motivation.
A working monthly budget aligned with your family's actual needs and goals
A personalized debt elimination strategy. If debt is part of your picture
A realistic plan to build your emergency fund from wherever you're starting
Clarity around your financial goals and what actually matters most to your family
More financial teamwork in your marriage — less tension, more trust
The language and confidence to analyze your investing options and build lasting wealth
A solid financial foundation to build your family's financial legacy
Custom tools and spreadsheets built for your household — yours to keep and run forever
WHAT'S INCLUDED
High-touch. Personalized. Built around you.
3 Monthly Working & Training Sessions
90-minute private sessions via Zoom — one per month, three total. These are working meetings, not lectures. Month 1 foundation and direction. Month 2 working through pain points. Month 3 fine tuning and momentum.
Weekly Accountability Check-Ins
12 structured check-ins across 90 days keep momentum alive between sessions. This is where most programs fall short — Coach Ryan stays with you week by week, not just once a month when it's convenient.
Unlimited Text & Email Access
Life doesn't wait for your next scheduled session. Unexpected expense? Big financial decision? Tempted to go off-plan? Text or email Coach Ryan directly during business hours and get a real answer from a real person who knows your situation.
Custom-Built Tools & Spreadsheets
Starting from Coach Ryan's portfolio of templates we customize specifically for your needs during the program. No additional cost. Yours to keep forever.
THE INVESTMENT
What this program is worth — and what you'll pay.
3 × 90-min private coaching sessions
$291
12 weekly accountability check-ins
$480
Unlimited text & email access (90 days)
$400
Custom-tailored tools & spreadsheets
$200
Personalized financial roadmap
$150
Total value
$1,521
YOUR INVESTMENT
$997
Pay in full · or 2 payments of $547 · No payment required to apply
IS THIS FOR YOU?
This program is for you if...
You're ready to stop talking about getting your finances together and actually do it
You have steady income but feel like you're not getting ahead — and you're tired of it
You want a personalized system built for your household — not a generic course or spreadsheet
You're willing to be honest, do the work, and follow through — even when it's uncomfortable
You're ready to invest in your financial future the same way you'd invest in your health or career
This program is NOT for you if...
You're looking for a magic fix without putting in the work
You're not willing to have honest conversations about money — or your spouse isn't supportive of the process.
You're in a financial crisis that requires legal or tax intervention — this is coaching, not financial advising
YOUR COACH
Coach Ryan E
MBA · Ramsey Master Coach · 30 Years Leadership & Coaching Experience
After 30 years in leadership, coaching, and systems management, I've seen what happens when couples have a clear financial direction — and what it costs when they don't.
I work with couples who are making good money but still feel like they're falling behind. My approach is practical and judgment-free — I meet you where you are, help you see your full financial picture clearly, and build a simple system you can actually run together.
No pressure. No jargon. Just a calmer path forward.
HOW IT WORKS
Simple. Straightforward. No pressure.
Submit your application
Answer 7 short questions so Coach Ryan understands your situation before you connect. Takes about 10 minutes. No payment required.
Coach Ryan reviews your application personally
Within 48 business hours you'll hear back directly. Coach Ryan reads every application and responds personally.
You're accepted! Secure your spot
Accepted clients receive a private enrollment link to complete payment and officially begin. Your 90 days start from your first session date.
Day 1, we get to work
Your first 90-minute session sets the foundation. We look at your full financial picture honestly, find the biggest opportunities, and build your personalized roadmap together.
QUESTIONS
Do both spouses need to participate?
Strongly encouraged! At a minimum they must be onboard and supportive. The program is built for couples working together. Individuals are welcome to apply too. The more aligned you both are, the faster you'll move and the more you will get out of the program. If your spouse is not supportive and you handle the finances maybe start with a Clarity Session or two.
What if we've never had a real budget before?
That's exactly who this program is built for. You don't need to come prepared — just willing. We start exactly where you are.
Is there a payment plan?
Yes. Pay in full at $997 or split into 2 payments of $547, 30 days apart. Payment details are provided after your application is accepted.
What if I apply and I'm not the right fit right now?
Coach Ryan will reach out personally and may recommend a better starting point such as the free classes or a Clarity Session. To make sure you get the right support at the right time.
I already did the Clarity Session. Does that help?
Absolutely! Coach Ryan already knows your situation. The Clarity Session gives you direction. The 3F Program is where that direction becomes a fully built and running system.
Is this financial advice?
This is financial coaching — focused on behavior, habits, systems, and accountability. Not investment advice, tax planning, or legal counsel.
Six spots. Real results. Your move.
If you're ready to stop surviving and start building — apply today. No payment required to apply. No obligation until you're accepted and choose to enroll.
Applications reviewed within 48 business hours · Completely confidential
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